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Also, boosting your credit score is not the only means for getting a home loan. The Federal Housing Administration (FHA), in an effort to promote home ownership, has made it easier for people with damaged credit histories to qualify for a mortgage loan. Under certain circumstances, people who have foreclosed or declared bankruptcy can obtain an FHA loan several years earlier than a conventional loan, and can buy a home with a smaller down payment. What Are The Codes of Practice And Policies on Responsible Lending? What is a Cash Advance? California Regulator In Process Of Suspending Ocwen Financial's Mortgage License
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